Independent Financial Advice, with a Personal Approach

At SJ Wealth Management, we believe that financial planning is about more than just pensions and investments. It's about understanding your circumstances, your aspirations and what matters most to you.

Drawing on 30 years of experience in financial services, SJ Wealth Management provides clear, independent advice built around trust, understanding and lasting client relationships.

Meet the Team

Sarah-Jayne Ives DipPFS

Director & Independent Financial Adviser

My career in financial services began in 1996 with Eagle Star, and over the past 30 years I’ve gained experience across a wide range of roles within the industry.

Having worked both for major financial services companies and independently, I established SJ Wealth Management in 2017 to create a business that reflects my own values and approach to financial advice.

I believe that good financial planning starts with listening. Taking the time to understand my clients, their circumstances and their aspirations has always been at the heart of how I work. My aim is to provide clear, independent advice in a friendly and approachable way, building long-term relationships based on trust, understanding and continuity.

Joshua Taylor

Financial Services Administrator

Josh joined SJ Wealth Management in May 2024 as part of our apprenticeship programme, beginning his career in financial services.

Since joining, he has developed his knowledge of the industry and successfully completed his first professional examination through the Chartered Insurance Institute (CII).

Josh provides valuable administrative support across the business, helping to prepare client reviews, maintain records and ensure the smooth running of our day-to-day operations.

He is also a familiar point of contact for clients, supporting the personal and attentive service we aim to provide at SJ Wealth Management.

Our Services

Financial advice tailored to you

At SJ Wealth Management, we provide independent financial advice to individuals, families and businesses.

Whether you’re planning for retirement, managing your investments or looking to protect your family’s financial future, our approach is straightforward and personal.

We take the time to understand your circumstances and provide advice that reflects your individual needs and long-term objectives.

Investments & Retirement

Helping you plan for retirement, manage investments and make informed financial decisions, with independent advice tailored to your needs and objectives.

Workplace Pensions

Supporting employers with workplace pension arrangements, scheme reviews and ongoing pension responsibilities.

Inheritance & Tax Planning

Helping you consider how to preserve your wealth, plan for potential inheritance tax liabilities and provide for future generations.

Later Life & Care Planning

Helping individuals and families understand the financial considerations of later-life care and explore suitable arrangements for future needs.

Financial Insights

Explore our latest financial newsletters, Budget updates and useful guides covering pensions, investments, taxation and financial planning.

These publications are provided to help you stay informed about developments that may affect your financial future.

12th November 2026

Get in Touch

Suite 166, 80 Churchill Square, Kings Hill, West Malling, Kent, ME19 4YU

Monday to Thursday 9am-5.30pm,
Friday 9am-4.30pm